An analysis of the regulation of credit sections andaluzas

Abstract

The credit sections are initially regulated by state cooperative legislation, however, their regulation is subject to the regional rules. Not all regions have increased at the same time and in the same direction in regulating credit sections so that different models can be identified pursuant to a statute, we could describe as favorable, unfavorable or neutral in relation to its regulation. The aim of this paper is to analyze the content of the new rules provided for Andalucía cooperatives with credit section, which is presented as a security and opportunity to raise certain control and management strategies that achieve sections provide a credit elements that allow them to intervene in the financial system in an efficient manner and in turn, submit them to control levels appropriate to their characteristics.