Expansión y crecimiento de las cooperativas de crédito durante el periodo 1993–2007 en la Comunidad Valenciana

Abstract

The Community of Valencia, together with Andalusia and the Basque Country, are the autonomous communities where credit cooperatives are more involved; these have been linked to the agricultural sector through rural savings banks in the first two, and the industrial sector, via popular savings banks in the third case. This paper analyses the evolution over the past fifteen years, 1993-2007 of the credit cooperatives in Valencia, focusing in the study of the rural savings banks that have their headquarters there. We highlight the experience of concentration of some entities, as well as the recent establishment of others arising from credit sections of agricultural cooperatives. The study is based on an analysis of the balance sheet and other management indicators.