Gutiérrez Fernández, M. et al. 2016. From the transformation to the bancarization of the spanishsaving banks: an analysis of the results pursued. REVESCO. Revista de Estudios Cooperativos. 122, (Apr. 2016), 86–109. DOI:https://doi.org/10.5209/rev_REVE.2016.v122.52022.